Mortgage Rates
Wrentham Cooperative Bank offers a variety of loan options to choose from including fixed rate mortgages, adjustable rate mortgages, Construction to permanent loans and other programs. Please contact a loan officer for other rates and programs not listed.
Mortgage Rates Effective - 4/23/2025
Program | Rate* | Points | APR* | Payment per $1,000 Borrowed** |
10 Year Fixed (Conforming) | 5.500% | 0.00% | 5.630% | $10.85 |
15 Year Fixed (Conforming) | 5.750% | 0.00% | 5.844% | $8.30 |
20 Year Fixed (Conforming) | 5.875% | 0.00% | 5.950% | $7.09 |
30 Year Fixed (Conforming) | 6.250% | 0.00% | 6.309% | $6.16 |
30 Year Fixed (Jumbo) | 6.250% | 0.00% | 6.309% | $6.16 |
15 Year Fixed (Jumbo) | 5.750% | 0.00% | 5.844% | $8.30 |
*Annual Percentage Rate. Choice of either rate lock at application (60 days), commitment, or up to 10 days prior to closing. The APR is based on an LTV of 80%. Cash-out refinance loans have a maximum LTV of 75%. **Payment calculation includes principal and interest only. The collection of escrows will increase the monthly payment. Adequate homeowners insurance is required to be maintained as a condition of the loan. Wrentham Cooperative Bank retains the servicing on all mortgages.
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For more information about our products and services, please email Ann Marie DeCoff, Vice President Chief Lending Officer NMLS#475527 at adecoff@wrenthamcoop.com or call (508) 384-4030.