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FIXED RATE CONVENTIONAL

Get a low fixed rate loan for the purchase or refinance of one-to-four family owner-occupied properties. We offer several rate/term options to fit your budget, all with low closing costs. Buying a vacation home? Choose from any of our fixed rate loans to help make your dream getaway happen. We also offer pre-approvals for your new home purchase. We retain the servicing on all of our mortgages. Adequate house insurance is required to be maintained as a condition of the loan. Check out our rates or apply online today.

FIXED RATE JUMBO

We have some of the lowest jumbo mortgage loan rates around! Our jumbo mortgages are available for any purchase or refinance of a one-to-four family owner-occupied residence, including vacation homes. We also offer pre-approvals for your new home purchase. We retain the servicing on all of our mortgages. Adequate house insurance is required to be maintained as a condition of the loan. Check out our rates or apply online today.

ADJUSTABLE RATE MORTGAGE (ARM)

We offer several adjustable rate mortgage loans for you to choose from. Adjustable rate mortgage loans often have starting rates significantly below a fixed rate loan, allowing you to borrow more money. All adjustable rate loans have rates that are subject to change after consummation, so we offer various lock-in periods to suit you needs. We also offer pre-approvals for your new home purchase. We retain the servicing on all of our mortgages. Adequate house insurance is required to be maintained as a condition of the loan. Check out our rates or apply online today.

FIRST TIME HOME BUYER

If you are buying your first home, look no further! We offer a lower cost, lower rate mortgage program for people buying their first home. Select from either fixed or variable rate loan programs. Get pre-approved before you start looking for a home, so that you know you have the financing necessary to make your best offer. We retain the servicing on all of our mortgages. Adequate house insurance is required to be maintained as a condition of the loan. Check out our rates or apply online today.

CONSTRUCTION/PERMANENT

If you are having your new home built, or are doing a major renovation, we offer the perfect mortgage loan. With our Construction/Permanent mortgage loan program, you have only one closing, and one set of closing costs. Have up to nine months to build your home, and after completion, it will convert into the permanent mortgage loan of your choice. We retain the servicing on all of our mortgages. Adequate house insurance is required to be maintained as a condition of the loan. Please contact us to inquire about terms and rates available.

                                                                       

Our Mortgage Loan Officer is Kevin J. Browne, NMLS Registry #783963