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Certificates of Deposit

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A Certificate of Deposit is a safe, higher-yielding investment that's 100% insured by the FDIC and SIF. CDs have a place in any diversified investment plan. Putting equal sums in CDs of varying terms - known as laddering - is a smart way to earn solid yields while keeping your options open.

We offer fixed rates on terms of 3-48 months, but you can "design your own" term as well to correspond to a tuition payment, home purchase or similar planned expenditure.

3 month through 6 month terms – $1000 minimum deposit to open

7 month through 48 month terms - $500 minimum deposit to open

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